How much will I pay with income-based repayment?

The income-driven plan you use

Plan Payment Amount
Pay As You Earn (PAYE) 10% of your discretionary income.
Income-Based Repayment (IBR) 10% of discretionary income if you borrowed on or after July 1, 2014; 15% of discretionary income if you owed loans as of July 1, 2014.

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