Shop online safely
If you want to shop online safely, you ought not take safe shopping for granted as something that is always true. You need to take precautions on yourself too, it’s totally acceptable to help keep your financial data as safe as can be.
Established online websites ensure that you have enough safeguards set up on their end to ensure that their customer data, and by extension, their very own reputation, is kept safe. But, even though you trust credible websites it doesn’t mean you should think about trusting the internet blindly. Malicious websites and individuals make short work of people that are too trusting.
So how will you make fully sure your safety and avoid costly and time-consuming repercussions?
The Website Address
Online shopping is not anything new. However, the choices that consumers have something quite new. With new websites opening every now and then, how are you aware that is good and that is not?
The simplest means of knowing this really is by considering the website. All trusted websites can have a web-address (the website name in your navigation bar) which starts with ‘https’ or ‘http ‘. They’re simply web communication protocols (types) which can be considered safe by international standards and any website that will require you enter any personal data, not to mention your financial data should ideally stick to either of these.
Although not a prerequisite, this shows that the internet site sticks to established best practices and thus could be trustworthy. So, shop online safely and ensure that your favourite website complies with your standards. Or even, no worries, opt-in for cash on delivery that is also something all top websites now days offer.
While our previous observation is good to own, and for you to really shop online safely, these point is a need to have.
So, you want something online, read its reviews and make sure you like what you’re seeing. You then choose to buy the item and remove your credit card to buy it online. For accepting payments online most websites will open a fresh window or redirect you to a passionate window which asks you to enter your card details/secure transaction ID (usually generated for every single transaction).
But, before you enter your details, you should stop and see if the address bar displays a sealed lock icon that is highlighted in green right before the address of the website.
If this icon is absent, or it displays an open lock instead (usually coloured grey) then don’t pay online through this portal. This shows that the bond is not secure and that the communication may be picked up by a next party if they opt to listen in.
You need to choose another payment option or opt-in for cash on delivery instead such case if you want to shop online safely.
Shopping on App
Most websites which host online shopping portals also offer their services on a smartphone application. Transactions on the app may be safer than transactions on the internet. But, you should remember that the credibility of the internet site should directly influence your option to pay online utilizing the application. So, obviously, don’t download the application form for dubious or shady web pages.