What credit score is needed to buy a house?

620 or higher Minimum Credit Score Needed: At Quicken Loans, your credit score for a conventional loan must be 620 or higher.

Type of loan Minimum FICO® Score
Conventional 620
FHA loan requiring 3.5% down payment 580
FHA loan requiring 10% down payment 500 – Quicken Loans® requires a minimum score of 580 for an FHA loan.
VA loan 580

Feb 11, 2021

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